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Miujiza Group
In this Group: Bitakuya, Nzigire, Muhindo, Bwira, Adela, Masiri, Sifa, Nyirandugu, Sinandugu, Ndakola, Furaha, Mwavita, Bandu, Yulita, Yabambariye, Ntamwinja, Kazuba, Sifa, Faida, Furaha, Ariette, Muhombo, Marcellin, Masirika, Watemwami, Namuchima, Katungu, Asifiwe, Rulinabo, Amani, Fitina, Mapendo, Mapendo, Esperence, Kahindo, Anna, Riziki, Hakizi, Ntakwinja, Tumaini, Banyere, Kisuba, Basabose, Jeannette
The client, Masirika, is the leader of the business group called "Miujiza". She is 25 years old, a newlywed and the mother of one child who is still a baby. She is a salesperson for a variety of goods. Her husband is a teacher and an instructor.

She sells her merchandise from a small store, or kiosk, close to her home. She has been in this business for a year. She has completed two loan cycles with the microfinance institution Hekima. This new loan will be used to purchase two cases of Fanta, one box of kitchen salt, beauty creams, biscuits and so on. Additionally, her ambition is to purchase a plot of land so that she can build comfortably.

She would like to thank Hekima for its work helping poor women who are excluded from traditional banks. It should be noted that the members in the business group "Miujiza" are mostly women.
View original language description ↓
La cliente Masirika, leader du groupe d’affaire « Miujiza », est entrepreneur, âgée de 25 ans, jeune mariée, mère de 1 enfant encore bébé. Elle est vendeuse d’articles divers. Son mari est un enseignant, instructeur. Elle installe ses marchandises dans une petite boutique (kiosque), près de son domicile. Il y a une année qu’elle exerce cette activité. Cependant, elle vient de réaliser 2 cycles avec le crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 2 casiers de Fanta, 1 box de sel de cuisine, lotion de beauté, biscuit, etc. En plus, elle ambitionne acheter une parcelle pour y construire confortablement. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique. Il sied de signaler que le groupe d’affaire « Miujiza » est majoritairement féminins.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Miujiza Group's $4,375 loan helped a member to purchase two cases of Fanta, one box of kitchen salt, beauty cream, biscuits etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 15, 2011
Jul 18, 2011
Currency Exchange Loss:
Dec 29, 2011