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This is 34-year-old Isatu. She is married and has 2 children, ages 12 and 8 years. In 2006, Isatu established her groundnut and beans business. She began her business because she wants to actualize her dream of independence and that is her only source of livelihood. Working 7 days a week and 13 hours a day, she earns about 9,560,000 SLL every month from this business. She would like a loan in the amount of 3,000,000 SLL. Isatu requires a loan in order to buy groundnut (2,000,000 SLL) and beans (1,000,000 SLL). She hopes that this loan will enable her to increase her monthly profits by approximately 1,075,960 SLL.

In the future, Isatu plans to own a supermarket, erect a house and give her children a quality education. The persistent increase in the general price level is her major challenge, and competition is minimal. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 41
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,315.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Isatu to buy groundnut and beans.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 7, 2011
Jul 20, 2011
Currency Exchange Loss:
Feb 15, 2012