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Samvel was born in 1957. He lives in Hovk village in the Ijevan area with his wife and son.

For a long time Samvel has worked as a livestock expert in different villages. Now he has his own farm where he keeps cattle and cultivates land. His wife and son help him in this hard work and thereby support their family. Samvel appreciates his family’s help very much.

Now Samvel has five newborn calves and he needs a 900,000 AMD loan to buy fodder for them and for his other farm animals. A part of his loan he will use to buy two cows for his farm.

This is Samvel’s sixth loan from Nor Horizon and second loan from Kiva. He has never delayed his loan repayments.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 174
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 367.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Samvel to buy fodder for his farm animals and also to buy two cows for his farm.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Jul 13, 2011
Jul 20, 2011
Currency Exchange Loss:
Jan 17, 2014