A loan of $1,100 helped to purchase trousers, blouses, perfumes, crèmes, cosmetics, and shoes.


Fátima Susana's story

The members of the Bellavista Communal Bank meet in the neighborhood of Bellavista in Portoviejo, the capital of Manabí. Portoviejo has been known for many years as the city of “Los Reales Tamarindos”.

It is in this place that one can meet Sra. Fátima. She is 55 years old, married, and has two grown children who still live with her and attend university. Her husband is a veterinarian and works at Laica University in Manta.

Fátima is a homemaker who earns her own income by selling clothes, shoes, and products made by Yanbal (beauty products, cosmetics, perfumes, and women’s accessories). She works three day a week and generates sales by going door-to-door. Fátima says her customers also come to her house to buy the products, which she offers on credit and then collects payment weekly or every 15 days. She buys the clothing and shoes in Guayaquil and the Yanbal products are shipped to her house. Fátima has been in business for more than eight years and has always done well because she has many customers.

This loan will be used to buy trousers, blouses, perfumes, crèmes, cosmetics, and shoes. This is her fifth loan with the Communal Bank and she likes the fact that the loans are easy to obtain. Her dream is to own a car.

Translator profile picture

Translated from Spanish by Kiva volunteer Ronan Reodica


Loan details


Lenders and lending teams



Loan details