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A loan of $3,700 helped a member to buy cosmetology products.

Los Emprendedores Group's story

The Entrepreneur Community Bank is made up of 17 entrepreneurs who perform different types of work. Among them is an owner of a minimart, an order of a small store, a maker of folk crafts, and a seller of cleaning supplies as well are other types of entrepreneurs. All of them live in the Puente Alto neighborhood in Santiago.
Paola is in the back of the photo, on the left. She has bangs that are pushed to the side and is wearing pearl earrings. She has been working as a cosmetologist for the past six years. She does manicures, pedicures, makeup, hair removal, haircuts and as well as other services. Her customers call her for her services and she performs them in the customer’s home. In order to obtain customers she uses different strategies. She buys advertising in the local paper and she speaks with women who are attending prenuptial classes at the local church. Her work hours are dependent on her customer requests.
She buys the items she needs from a laboratory and from a distributor that sells beauty products. She prefers to use products that are well known and of good quality. With this loan she will buy cosmological products. Her business goals are to expand her business and provide innovative products and services. She would like to buy a beauty parlor chair for her house, buy the most up to date depilatory products, and provide acrylic nails and hair extensions. With these skills she can improve her business in every area.
Paola lives with her sister and her two children, ages nine and seven. One of her dreams is to have her own house. She needs to wait a bit to achieve this goal. She thinks it will take about two years.
Paola is very happy and grateful for the support of “Fondo Esperanza” (The Hope Fund). She appreciates the values of the institution as they help entrepreneurs reach their full potential. She has a lot of respect for the group at the Community Bank. The members are committed, responsible and innovative with their businesses.
Puente Alto is a community located in the north of Santiago, the capital of Chile. It was originally a small rural community, founded at the end of the nineteenth century. It has been growing since then. It now has one of the largest populations in Chile, over 600,000 inhabitants. It is the entryway to the Andes from the metropolitan region. It is also known as “Cajón de Maipo”, an area with trails, cable cars and rafting, among other activities. There are many hotels and restaurants.

In this group: Paola, Víctor, Margarita , Jimena, Andrea, Luis, Carlos , Isabel, Patricio, Sandra, Rosa , Rosa, Leonor, Ana, Patricia, María, Leonor

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Translated from Spanish by Kiva volunteer Esther Levandoski

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Loan details