A loan of $2,750 helped a member to buy a piece of furniture she needed to organize her business, a shelf, ribbons, fabric, needles and pins, among others.


Ganadoras Group's story

This communal bank is called “Ganadoras” (Winners) and has 18 members who are engaged in a variety of businesses among which are: pastry making, clothing sales, costume jewelry and raising chickens, among others. All of them are from the city of Valparaíso.

Marcela, who in the photo is seated second from the left to the right, is being pointed out by the rest of the entrepreneurs. She is a dressmaker; she’s been in this line of work for ten years.

She adapted one of the rooms in her house as her workshop. She has three sewing machines there, a cutting table and furniture to store her supplies.

She makes clothes, purses and accessories as well as does clothing repairs.

She buys her merchandise in remnant shops in the cities of Santiago and Valparaíso.

She will use the loan to buy a piece of furniture she needs to organize her business, a shelf, ribbons, fabric, needles and pins, among others.

Her business goals are to fashion a line of clothing and accessories that can be made available to the market via Internet. She plans to carry out this project at the end of this year. She already has the patterns and designs for this.

Marcela lives with her boyfriend and her dream is to have a house of her own.

She is very happy and grateful for the loan that Fondo Esperanza granted her because it’s quite accessible for entrepreneurs like her. With respect to the meetings that take place in the communal bank, they’ve been useful for her to learn new business strategies and to hear about the experiences of other members in their respective businesses. She comments that the other entrepreneurs are quite committed both to their businesses and to the group.

Valparaíso is located 120 kilometers northeast of Santiago. It is the regional capital and seat of the national legislative branch of government. It is the nation’s main port and it has a variety of beautiful, picturesque places like the home of Nobel Prize winning poet, Pablo Neruda, for example.

In this group: Marcela, Carolina, Fabiola, Alejandra, Gabriela, Magali, Laila, Silvia, Heidy, Adriana, Katherine, Eugenio, Silvia, Sara, Ana , Elizabeth, Yasmina, Cecilia

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Translated from Spanish by Kiva volunteer Polliz



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