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La Flor De La Esperanza Group
In this Group: Andrea, Ma Cleofas, Natalia, Azucena, Sabina Fortunata, Liliana, Norma, Analy, Marina
This group is called “La Flor de la Esperanza” [The Flower of Hope] because the members believe this is going to be a good time to invest. It is located in the State of Mexico. The group is made up of nine members.

Señora Liliana is the president of the group. She is 25 years old, she completed secondary school and is a merchant. She earns a living with a business she started seven years ago selling groceries. She has two boys who are 7 and 5 years old.

She is requesting a loan to buy canned goods, soft drinks and cleaning products. Her business is steady and her customers know that they can find everything from handmade tortillas to dried fish and general groceries in her store.

Upon requesting this loan she feels enthusiastic. She wants this loan to invest in products and be able to offer her customers an extensive stock of foods. This way she will have better selling conditions and be able to help her husband with expenses. She feels proud to be able to contribute an income to her home and give her children a good education.
View original language description ↓
El grupo se llama "LA FLOR DE LA ESPERANZA" porque las integrantes consideran que va a ser un buen tiempo para invertir, esta ubicado en el estado de México. El grupo esta conformado por 9 integrantes. La señora Liliana es la presidenta del grupo, tiene 25 años, estudio la secundaria, es comerciante, se dedica a la venta de abarrotes negocio que inicio hace 7 años. Tiene en total 2 varones de 7 y 5 años.

Solicita el prestamo para comprar enlatados, refrescos y productos de limpieza. Su negocio es fijo y sus clientes saben que pueden encontrar en su tienda desde tortillas hechas a mano hasta pescado seco y abarrotes en general. Al solicitar este prestamo ella se siente entusiasmada; quiere este prestamo para invertir en producto y ofrecer a sus clientes un extenso surtido de alimentos, teniendo así mejores condiciones de venta y de esta manera apoyar a su esposo con los gastos y que ella se sienta orgullosa de poder aportar ingresos a su casa y darle a sus hijos una buena educacion.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 36
    View loans »
    Mexico Loans Fundraising
  • $22,549,025
    Funds lent in using Kiva
  • 11.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Flor De La Esperanza Group's $3,350 loan helped a member to buy canned goods, soft drinks and cleaning products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 30, 2011
Jul 19, 2011
Currency Exchange Loss:
Nov 30, 2011