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Elman Santiago
Elman is originally from the municipality of Mindiri in Masaya. He lives together with his wife and children. His plans for the future are to improve their living conditions. Elman has been cultivating yucca for many years. The greatest challenge is the theft of the product. He will invest the loan in fertilizer, wood, a plow, etc. He is thankful to Afodenic (Kiva Field Partner), operating through Kiva, for the support provided, as it provides a great benefit for many farmers, since being very protective of crops will make for good sales.
View original language description ↓
El señor Elman, es habitante del municipio de Níndiri, Masaya, junto a su esposa e hijos, los planes hacia un futuro es poder mejorar las condiciones de vida, don Elman desde hace varios años se dedica al cultivo de de yuca, la mayor afectación que se le presenta es el robo del producto, el financiaminto lo quiere para la comra de fertilizantes ,madera , aradado , etc. Agradece el apoyo que le brinda Afodenic atravez de fondo Kiva ya que es un beneficio para muchos agricultores ya que si esta muy cuidado el producto asi tendran una mejor venta .

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,779,525
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Elman Santiago to buy fertilizer and farm equipment.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Jun 30, 2011
Jul 20, 2011
Currency Exchange Loss:
Aug 16, 2012