A loan of $925 helped to repair his oven and to buy supplies.

Julio Ricardo's story

Julio is a 61 year old client. He is a hard-working man, and he lives in the Chepén district in La Libertad. The place where Julio lives is in the city, and it is a peaceful area.

Julio makes and sells bread. He does this from his own home. He has over 15 years of experience, and this has led him to have regular customers.

Julio wishes to invest in his business. That is why he is requesting a loan for 2,500 soles from Edpyme Alternativa. He will use the loan to repair his oven, to buy shortening for his bread, and to refurbish his place.

With this loan Julio wishes to increase his income in order to improve his quality of life. He aspires to have the best bakery in the area, and it will not be very long before this is true.

He is a client with over nine loans from Edpyme Alternativa, which he has punctually paid back. The loans have served him in the development of his business.

Translated from Spanish by Kiva volunteer Ginny Kalish

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