Tereza is a 38-year-old married woman with six children living in a permanent house in Fort Portal, Uganda.She is charged with the responsibility of looking after the family, and her desire is to educate her children up to university. For ten years, she has been selling food. Her major challenge is price fluctuation of agricultural products. Nevertheless, her dream is to own a food store. Tereza needs this loan to buy cassava, maize and millet flour for resale.