Mary Joy is a hardworking entrepreneur who has operated a blacksmith business in the Philippines for 5 years. She is borrowing PHP 19,500 through NWTF to purchase additional steel and other materials for her business.
Mary Joy earns additional income from a tricycle transport business. She has been sustaining her business activities through her own efforts and with the help of the loans from NWTF. She dreams of building and expanding her business to secure her family's future.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.