A loan of $975 helped a member to mulch and apply fertilisers to her banana plantation for better yields.


Ntungamo Bakyara Tuhirirwe Group's story

Ruth is a 48-year-old married woman with five children aged between 8 and 15 years of age all of whom go to school. Ruth owns a guest house and therefore offers accommodation to the traders who come to town and to tourists who sometimes trickle into the local area to see some of Ntungamo's fascinating scenery. Ruth loudly explains how happy she is to have managed to set up and run a good accommodation facility for five years with a steady income of 150,000 Ugandan shillings as average weekly profits. She, however, stresses that it has not been easy but through hard work, valuing customers and above all, providing comfortable accommodation and an environment that has made it a place to think about as a priority for accommodation in the area.

This determined woman, with a temperament for work, also participates in agriculture particularly in banana growing and her goal in future is to open up a modern restaurant within the guest house to sell her bananas since she has a ready market. With the Kiva loan, Ruth intends to expand and modernize her banana plantation by mulching and applying fertilisers for better yields.

In this group: Ruth, Janet, Salvano, Moreen, Yosam, Asaph, Aminah, Florence, Ephraim, Asaph


Loan details


Lenders and lending teams



Loan details