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To earn a living, Mrs. Soeum sells some study materials and other merchandise to students who attend her local school. She shares responsibility with Mr. Soeun, her husband, who always goes to the river to catch fresh fish using a variety of fishing tools. Mrs. Soeum has been running her retail business since 2010, earning around $4 each day to cover expenses for the family. Mrs. Soeum now has four young children; all of them are students in the local school. Mrs. Soeum would like to request a loan to buy more merchandise to sell. With the rest of funding, she will buy some fishing equipment for her husband to catch more fish.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 72
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Soeum to buy more merchandise to sell and to buy some fishing equipment for her husband to catch more fish.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 16, 2011
Aug 1, 2011
Currency Exchange Loss:
Jun 15, 2012