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Mrs. Dou is 32 years old and a married woman who lives in the Kompong Speu Province. She is a local cultivator, sells bees for extra-income, and she has three children, all of whom are attending school and living under her income. She currently generates an income of approximately $5 per day. To help support her in paying the financial expenses, her husband provides a motor taxi service to his villagers and other travelers. Typically, Mrs. Dou hires her neighbor’s cow to plow her farmland. To help reduce her costs, Mrs. Dou is applying for a loan to purchase a cow. She will use some part of a loan to build a new bathroom for her family to use.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Dou to purchase a cow and build a new bathroom for her family to use.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 15, 2011
Aug 1, 2011
Currency Exchange Loss:
Jan 16, 2012