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Maria Luisa
María Luisa is married. She works selling general merchandise like: cosmetics, clothes, footwear and others. She is asking for her 3rd loan to invest in home improvements. She hopes to build a bedroom in order to have more space for her business. Her life partner supports her efforts; he helps cover household expenses. She also gets help from her oldest daughter who provided monthly economic support. María Luisa is grateful to Afodenic because she’s gotten support and has always gotten ahead.
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Maria Luisa es casada, trabaja como comerciante de productos varios: cosmeticos, ropa, calzado, otros; solicita su 3er crédito para invertir en mejora de su vivienda, espera construir un dormitorio, para poder tener mayor amplitud en el local de su negocio; cuenta con apoyo de su compañero de vida, el cual ayuda con los gastos del hogar, ademas obtiene la ayuda de su hija mayor, que le brinda apoyo economico mensualmente. Maria Luisa esta agradecida con AFODENIC ya que a recibido el apoyo y siempre a salido adelante.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Maria Luisa to build a bedroom.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 15, 2011
Jul 18, 2011
Currency Exchange Loss:
Jan 19, 2013