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Jenny Margoth
Jenny Margoth is 33 years old. She is single and lives with her 10 year old daughter in the Ventanas Canton in the Los Rios Province.

She is a member of the Community Bank "NUEVO AMANECER" ("NEW DAWN"), which is located in the San Luis de Zapotal district, part of Ventanas Canton. This group has 12 members who mostly work doing things such as growing corn and rice, an ancient activity.

Jenny Margoth works in agriculture growing corn and rice. She buys her supplies at the PRONACA Commercial, and sells in the wholesale market of Ventanas.

She is requesting a loan for growing corn and rice; she will purchase seeds, manure and treatments for the crops. With the support of the loan, it will help her financially to meet her needs. She faces challenges such as worker illness and lack of money for continued investment. Her dream is to have more income in order to provide a better education for her daughter.

She likes to listen to music and celebrate at the local festivals with her family.
View original language description ↓
JENNY MARGOTH tiene 33 años, Es soltera vive con la hijas, de 10 años en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. NUEVO AMANECER, se encuentra ubicada en el Recinto San Luis de Zapotal, perteneciente al Cantón Ventanas, esta ventanilla son 12 miembros se en su mayoría dedica a labores como siembre de maíz y arroz, actividad mas antigua.

JENNY MARGOTH se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Comercial PRONACA y los vende en el mercado mayorista de Ventanas.

Solicita el crédito para sembrar maíz y arroz, compra de semilla, abonos y remedios para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como enfermedades de los trabajadores y falta de dinero para seguir invirtiendo. Su sueño es tener mas ingresos para dar la mejor educacion a la hija.

Le gusta escuchar musica y festejar las fiestas del recinto en compañia de la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jenny Margoth to buy seeds, manure, and treatments for the crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 7, 2011
Jul 18, 2011
Currency Exchange Loss:
Feb 15, 2012