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Aura Lilliam
Aura Lilliam, who is 32 years old, is married and has 2 children who go to elementary school. She has been working for 11 years as an elementary school teacher. She is requesting her 2nd loan to improve the infrastructure of her humble housing, which has been deteriorating over time. Aura Lilliam has the help of her husband, who is working in Costa Rica and sends her money on a monthly basis to help with the household expenses and for their children. Aura Lilliam's greatest dream is to improve the infrastructure of her house and for her children to not want for anything.
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Aura Lilliam de 32 años, es casada, tiene 2 hijos estudiando la primaria, trabaja desde hace 11 años como docente de primaria. Esta solicitando su 2do credito para mejorar la infraestructura de su humilde vivienda pues con el paso del tiempo se ha ido deteriorando, cuenta con el apoyo de su marido que esta trabajando en Costa Rica y mensualmente le envia dinero para los gastos del hogar y para sus hijos, su mayor sueño en la vida es mejorar la infraestructura de su vivienda y que a sus hijos no le falte nada.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Aura Lilliam with home improvements.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 15, 2011
Jul 18, 2011
Currency Exchange Loss:
Jan 19, 2013