A loan of $575 helped to buy an industrial sewing machine and materials for making knitted clothes.

Luz Marina's story

Luz Marina is a 46 year-old woman who lives in Soledad, a town which is located 10 minutes from the city of Barranquilla. She lives with her four children who are aged between 10 and 25. Luz Marina makes clothes such as sweaters, jeans, blouses and casual clothes in general. She started her business one year ago when she stopped working as a company employee and started fulfilling her entrepreneurial dream, so that she could spend more quality time with her children.

When she used to work for a company, Luz Marina would make the most of the fact that there were a lot of workers and would sell them merchandise on credit. She managed to build up a customer base and these customers currently buy the beautiful clothes that she makes. This Kiva loan is Luz Marina's first loan from Fundación Mario Santo Domingo and she will use it to buy an industrial sewing machine and materials for making knitted clothes. Her big dream and challenge is to strengthen her business and make more income.

Luz Marina mainly assembles sweaters and t-shirts. In her spare time, she makes her own products which she sells in neighboring areas. She also sells catalog products and general merchandise to order. Her biggest challenge is managing to capitalize her dressmaking business as her financial statements show a fledgling business with low sales but which is supplemented with additional income from the clothes assembly work and the merchandise she sells to order. Luz Marina's financial indicators show a stability in her business and favorable conditions for the investment of her Kiva loan.

Translated from Spanish by Kiva volunteer Linda Oxnard

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