A loan of $575 helped to buy raw materials and supplies, in different colors and textures, in larger volumes.


Nelys's story

Nelys is a dressmaker. She sells women's clothes, bedspreads and table mats to a customer base which is made up of neighbors, family members and people who she has been recommended to. They increasingly make more demands for quality products and expect better prices. This makes Nelys very excited and awakens her creativity even more. Her big challenge is ensuring that her working capital stretches far enough to allow her to respond to her customers in a timely fashion as she sells most of her products on credit. For this reason, she is applying for a Kiva loan - her first loan through Fundación Mario Santo Domingo - to buy raw materials and supplies, in different colors and textures. She will buy in larger volumes so that she can obtain discounts and adapt to her customers' needs with respect to fashion.

Nelys learned the art of dressmaking from her aunt when she was very young and, when she grew up, she chose this as her main business activity. She bought her first machine and since then she hasn't stopped. Now, at 54 years old, she feels very happy to have made this decision because, over the years, she has managed to capture a very profitable market and people recommend her to other customers. She is currently starting a new line of products, making hammocks, which are currently very much in fashion. She has lots of orders from new customers.

Nelys' goal for the future is to own her own store where she can display the goods she makes and expand her technical infrastructure with machines that help her to make better products and allow her to create new sources of income for other people. While she continues working persistently, Nelys maintains a cash flow that allows her to meet her obligations and has a profitability of no less than 15%. She plans to increase her profitability as she increases her working capital.

Translated from Spanish by Kiva volunteer Linda Oxnard



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