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Segunda Adelaida
Segunda Adelaida is 30 years old, single, and she lives with her children who are 15 and 16 years old. She lives in the enclosed community of El Progreso in the cit of Chillanes.

The members of the communal bank El Progreso, located at 15 minutes from the office in Chillanes, is made up of 13 members who request their third loan from the cooperative. The members of this group are agriculturists who cultivate cocoa, corn, bananas, soy beans, and yucca.

Segunda Adelaida is an agriculturist who cultivates cocoa, corn, bananas, soy and yucca. She also raises poultry. She makes her purchases in Chillanes and San Pablo and she carries out her sales at the Sunday fairs in Chillanes.

The loan will help her purchase more products such as fertilizers and manure for the cultivations, and she will also be able to feed her poultry. The loan will help her increase production in her cultivations. She has faced challenges such as illnesses that have struck the workers, and plague and diseases on the cultivations. Her dream is to keep working and to contribute to her daughter’s education.

She enjoys visiting her parents who live in Chillanes.
View original language description ↓
Segunda Adelaida tiene 30 años, es soltera vive con los hijos de 15 y 16 años, vive en el Recinto El Progreso Perteneciente al Cantón Chillanes.

Los miembros de la V.R.C EL PROGRESO, está ubicada a 15 minutos de la oficina en Chillanes, esta constituida por 13 socios es el tercer crédito que solicitan a la cooperativa, los miembros de esta ventanilla se dedican a la agricultura siembran cacao, maiz, platano, soya y yuca.

Segunda Adelaida se dedica a la agricultura siembra cacao, maíz, plátano, soya y yuca, ademas se dedica a la crianza de aves de casa. Las compras las realiza en Chillanes y San Pablo y las vende en la feria de los domingos en Chillanes.

El crédito le ayudará en la compra de insumos, fertilizantes y abonos para los cultivos, ademas alimentacion para las aves el crédito le apoyado de manera que han incrementado la producción de los cultivos. Ha enfrentado desafíos como enfermedades de los trabajadores y las plagas y enfermedades en los cultivos. Su sueño es seguir trabajando y ayudar en la educación a la hija.

Le gusta visitar a los padres que viven en Chillanes.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,601,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Segunda Adelaida to purchase products such as fertilizers and manure, and to purchase feed for her poultry.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jul 5, 2011
Jul 18, 2011
Currency Exchange Loss:
Aug 23, 2012