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Eugenia Auriola
Eugenia Auriola is 30 years old, single and she lives with her 17-year old mother. She lives in the enclosed community of El Progreso in the city of Chillanes.

The members of the communal bank El Progreso, located at 15 minutes from the office in Chillanes, is made up of 13 members who request their third loan from the cooperative. The members of this group are agriculturists who cultivate cocoa, corn, bananas, soy beans, and yucca.

Eugenia Auriola is an agriculturist who cultivates cocoa, corn, bananas, soy beans, and yucca. She also raises poultry. She makes her purchases in Chillanes and San Pablo and she carries out her sales at the Sunday fairs in Chillanes.

The loan will help her purchase products, such as fertilizers and manure for her cultivation, and feed for her poultry. The loan has helped her increase production in her cultivations. She has faced challenges such as illnesses that have struck the workers, and plagues and diseases on the cultivations. Her dream is to keep working and to contribute to her daughter’s education.

She enjoys visiting her parents who live in Chillanes.
View original language description ↓
Eugenia Auriola tiene 30 años, es soltera vive con la hija de 17 años, vive en el Recinto El Progreso Perteneciente al Cantón Chillanes.

Los miembros de la V.R.C EL PROGRESO, está ubicada a 15 minutos de la oficina en Chillanes, esta constituida por 13 socios es el tercer crédito que solicitan a la cooperativa, los miembros de esta ventanilla se dedican a la agricultura siembran cacao, maiz, platano, soya y yuca.

Eugenia Auriola se dedica a la agricultura siembra cacao, maiz, platano, soya y yuca, ademas se dedica a la crianza de aves. Las compras las realiza en Chillanes y San Pablo y las vende en la feria de los domingos en Chillanes.

El crédito le ayudará en la compra de insumos, fertilizantes y abonos para los cultivos y alimentacion para las aves, el crédito le apoyado de manera que han incrementado la producción de los cultivos. Ha enfrentado desafíos como enfermedades de los trabajadores y las plagas y enfermedades en los cultivos. Su sueño es sewguir trabajando y ayudar en la educacion a la hija.

Le gusta visitar a los padres que viven en Chillanes.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $25,601,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Eugenia Auriola to purchase products such as fertilizers and manure for the cultivations and to purhcase feed for her poultry.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jul 5, 2011
Jul 18, 2011
Currency Exchange Loss:
Aug 23, 2012