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Ana Paula
She was born in the Maputo province. She is 34-years-old, is married, and is the mother to three children ranging from four to 17-years-old, all of whom go to school. She completed her seventh year of schooling but didn’t finish school because of the war. She lives in her own home with her family and isn’t responsible for anyone else.

After the war she began to work to try to help her mother with household expenses because she is the oldest and had to care for the younger children. Her husband helped her get a job in the Colégio Maria Auxiliadora, a school taught by the Salesian Nuns, where she works as a monitor supervising the three-year-old children in the Children’s Center. She has now worked with them for three years on an annual contract that is renewed every year. She works from 7AM to 3PM earning 2,473 meticais (currency of Mozambique) monthly which she uses for household expenses and construction costs. She also has the help of her husband who is a tailor.

She has never worked with other banks, this is her first loan with Hluvuku in the amount of 10,000 meticais which she plans to use to buy construction materials (cement, sand, and others) to finish working on her house. She plans to pay it back with no problems in order to have access to other loans in the future.
View original language description ↓
Nasceu na Provincia de Maputo, tem 34 anos de idade vive maritalmente, é mãe de 3 filhos dos 04 aos 17 anos, todos vão a Escola. Fez a 7ªclasse não continuou devido a guerra, vive na casa própria com sua familia e não responsabiliza se por ninguem.

Após a guerra ela começa atrabalhar na tentativa de ajudar a sua mãe com as dispesas da casa porque ela é a mais velha e tinha que cuidar dos mais novos, quando junta se com seu marido consegue aranjar um emprego no Colégio Maria Auxiliadora uma Escola lecionada pelas Irmãs Salesianas como Monitora das crianças dos 3 anos( no Centro Infantil) é contratada ja a 3 anos renovando o contrato anualmente. Trabalha das 7.00h as 15.00h auferindo mensalmente 2.473.00mt que aplica nas dispesas da casa e da sua obra. Conta com ajuda do seu marido que é alfaiate.

Nunca trabalhou com outros Bancos, este é seu primeiro empréstimo na Hluvuku no valor de 10.000.00mt com o qual pretende comprar material de construção( cimento, areia e outros) para conclusão da sua obra. Pretende pagar cem nenhum problema para aceder a outros empréstimos no futuro.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 0
    View loans »
    Mozambique Loans Fundraising
  • $2,931,625
    Funds lent in using Kiva
  • 27.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ana Paula to buy construction material (cement, sand, and others).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 4, 2011
Jul 20, 2011
Currency Exchange Loss:
Apr 17, 2012