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Ngoc is a 39-year-old married woman with 2 children. She lives in Ho Chi Minh City.

Her husband is a driver. She has been selling beverages and beer in front of her house for 4 years. Their daily income is used to meet their family's basic needs. She needs a loan to provide her with capital to open a stall so that she can sell more beverages and beer for more customers.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 67
    View loans »
    Vietnam Loans Fundraising
  • $17,244,150
    Funds lent in using Kiva
  • 20,550.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ngoc to have enough capital to open a stall where she can sell more beverages and beer.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Jul 16, 2011
Currency Exchange Loss:
Mar 15, 2012