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Maria Elena
María Elena, age 33, is married. She lives with her husband and three children who are her highest priorities. She expects to use this loan to purchase materials to open a store to profit from these animals and generate an income to keep improving and expanding her new project. She will also purchase food for the chickens in order to fatten them more quickly and bring them to the market soon for sale. She has the futures of her children and her husband in mind, and wants to lighten her husband's load by providing an extra income for her family. This is the first loan that she has received from FUDECOSUR. She hadn't had any previous loans from state banks, and FUDECOSUR has offered her this loan with greater ease and much lower interest rates.
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María Elena, tiene la edad de 33 años, está casada, ella vive con sus 3 hijos y su esposo que son sus mayores prioridades. Ella pretende con el crédito realizar la compra de materiales para establecer un local para realizar la explotacion de estos animales y poder generar las ganancias para seguir adelante y creciendo con el nuevo proyecto. Ella comprara también el alimento de los pollos para engordarlos más rápido y poderlos sacar al mercado pronto para su posterior venta. Ella piensa en el futuro de sus hijos y su esposo y quiere alivianarle la carga a su esposo generando un ingreso extra para su familia. Es el primero préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,816,325
    Funds lent in using Kiva
  • 503.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Elena to purchase chickens to fatten.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 13, 2011
Jul 16, 2011
Currency Exchange Loss:
Dec 19, 2013