A loan of $1,625 helped to purchase clothing for sale.


Noroy's story

Noroy is an entrepreneur from Istaravshan. She lives there with her husband and two children. Noroy sells children's clothing. All the merchandise she offers for sale in her business is trademark quality at affordable prices. When Noroy launched her enterprise 20 years ago, it was pretty basic. However, she has consistently increased her clientele and the assortment of discount clothing imported from neighboring cities. Noroy is seeking a loan of 7,500 TJS to add to her stock and meet the growing demand for clothing. At this point, one of her business goals is to find reliable and accountable suppliers to partner with. Noroy has already repaid six loans to IMON International without any delinquencies. We believe her outstanding credit history and willingness to strive for higher goals will help her repay the current loan and reach success in her business. More about Tajikistan and IMON International: Tajikistan is known for its rich history, which includes having been a key post along the Silk Road and having witnessed the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to epic mountain passes, a civilization that dates back to the 4th millennium BC, and communities that still speak the ancient Sogdian language. Even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions. But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still lives in abject poverty. IMON's History: Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit www.imon.tj



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