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Bwanika Tukwatanize Group
In this Group: Emmanuel, Misaaki, Joseph, Joseline, Tereza, Esteri, Musa, Teddy, Amos, Evanisi, John, Sebastian, Harriet , Joseph*
* not pictured
Joseph is a 40-year-old married man with twelve children all living in a residential house in Fort Portal, Uganda. He is solely charged with the responsibility of looking after his family.

Joseph operates a boutique and has been in business for ten years now. His major challenges have been ever-increasing rent and price fluctuations.

Joseph is requesting a portion of the loan in his group of twelve in order to buy more clothes to sell. His desire is to build his own business premises and to educate his children up to university.

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,605.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Bwanika Tukwatanize Group's $2,025 loan helped a member to buy more clothes to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 8, 2011
Jul 15, 2011
Currency Exchange Loss:
Jun 16, 2012