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Milagro Group
In this Group: Margarita Del Carmen , Bertha Adilia , Brigida De La Concepción
The Milagro group is comprised of three hard-working, enterprising women, one of whom is Mrs. Margarita del Carmen, 39, who has been selling Avon products and clothing for the last ten years. She started with Avon since they supply products on a credit basis, and then she began growing and investing.

She is single and has two children under her care, ages 17 and 12. Her goal is to see her family get ahead.

The other members of the group are Brígida, 24, who sells Avon products and clothing, and Berta Adilia, who has been selling food for three years.
View original language description ↓
El grupo Milagro lo conforman tres mujeres trabajadoras y emprendedoras una de ellas es la señora Margarita del Carmen de 39 años quien se dedica al comercio de productos Avon y ropa desde hace 10 años. Ella inicio con la empresa Avon, ya que esta proporciona sus productos al crédito y luego fue creciendo e invirtiendo.
Ella es soltera y tiene dos hijos a su cargo de 17 y 12 años de edad y su meta es sacar adelante a sus hijos.
Las otras integrantes son Brígida de 24 años comerciante de productos Avon y ropa, y Berta Adilia vende comida desde hace 3 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Milagro Group's $775 loan helped a member to buy cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 29, 2011
Jul 20, 2011
Currency Exchange Loss:
Jan 15, 2012