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Virgen Inmaculada Concepcion Group
In this Group: Alejandrina, Ines Roxana, Eliana, Yanet, Carmen Luz, Alicia*, Yaneth, Edilberta, Piedad, Lucila, Amelia, Wilfredo, Fernando, Jacinta, Fiorela, Julio, Gerrada, Miguel
* not pictured
These members are part of the Communal Bank “Virgen Inmaculada Concepcion” which is located in the District and Province of Urubamba, Department of Cusco.

One of the members is Sra. Alejandrina. She is married and 67 years of age. Alejandrina has one business selling animals and another one selling “chicha”, a beverage maD. from corn. She sells animals such as pigs, guinea pigs, and chickens. Once the animals are fattened, she sells them at different fairs throughout Urubamba Province. Alejandrina sells “chicha” as a street vendor. Through her small businesses, she and her husband are able to get ahead. Alejandrina wants to expand and improve both of her businesses, so she is requesting a loan to buy animals (such as pigs, guinea pigs, and chickens) and also corn and maize for making “chicha”.

The other members engage in business activities such as selling fruit, selling vegetables, farming, selling “chicha”, and selling groceries.

Alejandrina would like to thank those responsible for making this part of her dream a reality. She also promises to complete her payments according to the established terms.

View original language description ↓
Los socios pertenecen al banco comunal “VIRGEN INMACULADA CONCEPCION”; Este banco se ubicada en el distrito D. Urubamba, perteneciente a la provincia D. Urubamba y departamento D. Cusco.

La socia es la Srta. Alejandrina; ella es casada y tiene 67 años; La socia trabaja con su negocio D. venta D. animales y el negocio D. venta D. chicha que es una bebida a base D. maíz, la socia venD. animales como chanchos, cuyes y pollos los hace engordar y crecer y luego los venD. en las diferentes ferias que existe en la provincia D. Urubamba y la chicha también lo venD. en forma ambulatoria, por medio D. estos pequeños negocios sale adelante junto a su esposo, la socia quiere ampliar y mejorar el negocio D. venta D. animales y negocio D. venta D. chicha. La socia solicita el préstamo para comprar animales como chanchos, cuyes y gallinas y también para comprar maíz y jora para preparar la chicha.

Los otros socios se dedican al negocio D. venta D. fruta, negocio D. venta D. verduras, negocio D. venta D. agricultura, negocio D. venta D. chicha, negocio D. tienda D. abarrotes.

La socia agradece a quienes forman parte D. este sueño mediante este medio y se compromete a cumplir con el pago D. sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $61,860,275
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Inmaculada Concepcion Group's $4,575 loan helped a member to purchase pigs, guinea pigs, and chickens, as well as corn for making "chicha".
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 8, 2011
Jul 20, 2011
Currency Exchange Loss:
Feb 15, 2012