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Las Palmeras Group
In this Group: Luz Marina , Pascuala , Celso Serapio , Bonifacia , Delia , Juan , Sausana , Soledad , Karina , Andrea
This member is part of the “Las Palmeras” communal bank, located in the Huanchac district of the Province and Department of Cusco.

Luz Marina is 32 years old, is married, and has two children. She makes and sells various typical dishes in the Paraíso shopping center. She used to run a kiosk when she attended school, but now she makes food. She also owns a stand in the Paraíso shopping center, where her husband sells shoes. Luz works hard in order to be able to provide a good education for her children. She wants to invest the money from this loan into supplies and ingredients to make her various dishes so that she can increase her sales.

The other members will invest their money into making condiments, recycling, scrap metal sales, gas sales to order, desserts, and knitting sweaters.

She appreciates the support and is likewise committed to make her payments faithfully.
View original language description ↓
La socia pertenece al banco comunal “LAS PALMERAS”; el banco se encuentra ubicado en el Distrito de Huanchac en la Provincia de Cusco y Departamento de Cusco.

La socia es la Sra. Luz Marina; la socia tiene 32 años de edad, la socia es casada, La socia tiene 2 hijos; La socia se dedica a la elaboración de diferentes platos típicos, la socia trabaja vendiendo sus platos de comidas en el centro comercial paraíso, la socia solía trabajar atendiendo un kiosco escolar en la época escolar y ahora está elaborando comidas; la socia también es dueña de un stand en el centro comercial Paraíso y su esposo atiende el stand de venta de calzados; la socia trabaja mucho para poder dar lo mejor a sus hijos en cuanto a una buena educación, la socia desea invertir el préstamo en la compra de ingredientes e insumos para la elaboración de sus platos diversos y de este modo poder crecer e incrementar sus ventas.

Los otros socios invertirán su dinero en la venta de condimentos, reciclaje, venta de chatarra, venta de gas a pedido, elaboración de picarones, tejido de chompas.

La socia agradece el apoyo que se le otorgara y así mismo se compromete a cumplir de manera disciplinada con los pagos de las cuotas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 78
    View loans »
    Peru Loans Fundraising
  • $61,808,175
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Palmeras Group's $3,150 loan helped a member to buy supplies and ingredients.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Jul 18, 2011
Currency Exchange Loss:
Dec 15, 2011