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Babyelesa Development Group
In this Group: Clement, Christine, Dorothy*, Norah, Charles, Geofrey, Rukia, Gideon*, Yunia, Florence
* not pictured
The consumption rates of cow milk have always been high in most urban centers in Uganda. The rising demand for this milk has been brought to pass by the increase in cheap milk supplies from Western Uganda, where most people rear sturdy milk producing cattle. This is a far cry from a decade ago when cow milk was scarce. In the present age, cheap cow milk outlets have opened up in almost every major town in Uganda. As a result, even those who could not afford milk in the past are in a position to buy it.

A case in point is 45 year old Clement who does not purchase her milk for home consumption but for resale. She has been engaged in the cow milk sales business in Mukono for the past 12 years. Creating a good rapport with her milk suppliers has been playing to her advantage in many ways, principally the fact that she is supplied with milk every time her supplies run short.

Mukono, like many other Ugandan urban areas, now gets most of its milk supplies from traders who transport their milk from Western Uganda. Clement, a happily married mother of three, says she was pep talked into this business by her brother. Before that, she was engaged in a hides and skins sales enterprise. Weekly, her sales profits total 100,000 Ugandan shillings.

With this Kiva loan, Clement plans to purchase more jerrycans of milk for resale.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 198
    View loans »
    Uganda Loans Fundraising
  • $32,762,575
    Funds lent in using Kiva
  • 2,608.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Babyelesa Development Group's $2,200 loan helped a member to purchase more jerrycans of milk for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 13, 2011
Jul 15, 2011
Currency Exchange Loss:
May 10, 2012