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Risalat's Group
In this Group: Risalat, Abdilakim, Syrga
Risalat is the leader of this group. She is 47 years old and married to a farmer. Together with her husband she has raised three daughters and two sons. Two older daughters are married and they live separately with their families and the other children are students.

In 2009, Risalat, with an initial investment of 30,000 soms, started to sell clothing at the market. At the moment her business is doing well and she earns about 15,000 soms per month. Risalat applied for the loan because she needs additional financial funds for purchasing more clothing. She wants to increase the inventory turnover of her business. In the future with the profits gained from selling the clothes, Risalat hopes to build a house for her sons.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 45.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Risalat's Group's $675 loan helped a member to purchase more clothing for trade.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 29, 2011
Jul 14, 2011
Currency Exchange Loss:
Jan 18, 2012