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Yina Aracelly
Yïna is 32 years old. She is a nurse by profession and has been in this job for 14 years. She is requesting her seventh loan to buy corrugated metal sheets and beams for her home as her current roof is in a bad state of repair. Winter is approaching and she does not want her children to become sick because of the damp.

Yïna dreams of seeing her home nicely finished as it is the inheritance that her parents left her and she would like to pass it on to her children.
View original language description ↓
Yïna de 32 años de edad es enfermera de profesion desde hace 14 años. Esta solicitando su 7mo credito con el objetivo de comprar zinc y perlines para ponerle a su casa, ya que el que tiene se encuentra en mal estado y como se acerca el invierno y no quiere que sus hijos se enfermen por la humedad. Sueña con ver su casa bien acondicionada, pues es el patrimonio que sus padres le dejaron y el que le quiere heredar a sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Yina Aracelly to replace her roof.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 16, 2011
Jul 15, 2011
Currency Exchange Loss:
Mar 15, 2012