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Geoconda Marbelly
Geoconda is married and has two children. Thanks to a housing project, she obtained a home which she is able to pay for bit by bit. She makes income through selling milk, cheese, 'cuajada' (milk curd) and silvery jewelry.

Geoconda is requesting her second loan so that she can continue improving her home. This time she will lay flooring on her porch and finish it off since, with her previous loan, she was only able to do her kitchen and she hopes to be able to finish off the porch so that she can provide her children with better living conditions.
View original language description ↓
Geoconda es casada, tiene 2 hijos, gracias a este proyecto habitacional obtuvo su vivienda para irla pagando poco a poco; obtiene sus ingresos por venta de leche, queso, cuajada y venta de joyas de plata. Esta solicitando su 2do credito con el objetivo de continuar mejorando su casa, esta vez para poner el piso del porche y terminarlo, ya que con el credito anterior solo pudo hacer su cocina, y ahora espera poder terminar el porche para brindarle a sus hijos mejores condiciones.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 40
    View loans »
    Nicaragua Loans Fundraising
  • $26,377,250
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Geoconda Marbelly to lay flooring on her porch.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 16, 2011
Jul 15, 2011
Currency Exchange Loss:
Jul 18, 2013