Check out some available loans that are similar to this one!
Demesio has been working for the municipality of Juigalpa for 4 years, earning a living as a cleaner.
He is applying to refinance his 4th loan in order to construct a latrine as the one he has is deteriorating and, as the winter is coming, he wants to have it in place to avoid any inconvenience or illness for his family.
His greatest dream is to be able to give his family better living conditions.
View original language description ↓
Demesio es trabajador de la Alcaldia Muncipal de Juigalpa desde hace 4 años, desempeñandose como operario de limpieza.

Esta solicitando refinanciamiento de su 4to credito con el objetivo de construir una letrina, pues la que tiene esta deteriorandose, y como el invierno esta comenzado quiere poder hacerla para evitar cualquier inconveniente o enfermedades para su familia.

Su mayor sueño es poder brindarle a su familia mejores condiciones de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Demesio construccion de letrina.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 11, 2011
Jul 15, 2011
Currency Exchange Loss:
Nov 15, 2012