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Hir is a 55-year-old widow from the village of Naora in northern Israel. Hir and her husband had a successful animal raising business and she sold cheeses and dairy products. Her products had an excellent reputation and were purchased by clients from her village and the region. Unfortunately, after her husband passed away Hir sold the business with the animals. Last year she decided to begin selling her dairy products again but she had to purchase the milk from others. With the help of her family, Hir has reentered the business of raising sheep and making specialty cheeses, labane and yogurt.

Hir needed this loan to purchase sheep and lambs, prepare her barn and purchase equipment.

In the future, Hir wishes to further expand and purchase modern milking and cheese making equipment.

Additional Information

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.

About Israel

  • $36,200
    Average annual income
  • 2
    View loans »
    Israel Loans Fundraising
  • $1,479,775
    Funds lent in using Kiva
  • 3.4
    Israel New Shekels (ILS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Hir to purchase sheep and lambs, prepare her barn and purchase equipment.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 28, 2011
Jul 12, 2011
Currency Exchange Loss:
Jun 17, 2013