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Martha Mercedes
Martha Mercedes is 43 years old. She is married and lives with her husband and one child in the Ventanas Canton in los Ríos Province.

The community bank CIUDADELA LOS ANGELES is located in the Los Angeles area, which is part of the Ventanas Canton. The members of this community bank are engaged in work such as growing corn and rice.

Martha works in agriculture, growing corn and rice. She buys supplies at Procan Commercial, and sells her products in the wholesale market of Ventanas.

She is requesting the loan to buy supplies and fertilizers for the crops so she can plant corn and rice. The support of the loan will help her financially to meet her needs. Her dream is to have greater earnings so as to be able to provide everything necessary for her child.

She likes to spend time with her family.
View original language description ↓
Martha Mercedes tiene 43 años, Es casada vive con el esposo y con un hijo, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. CIUDADELA LOS ANGELES, se encuentra ubicada en el recinto los Ángeles, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores como siembre de maíz y arroz.

Martha se dedica a la agricultura a la siembra de maíz y arroz . Compra sus productos en Comercial Procan y los vende en el mercado mayorista de Ventanas.

Solicita el crédito para sembrar maíz y arroz, compra de insumos y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Su sueño es tener mas ingresos para darle al hijo todo lo necesario.

Le gusta estar con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Martha Mercedes to buy supplies and fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 30, 2011
Jul 14, 2011
Currency Exchange Loss:
Jan 15, 2012