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Norma Piedad
Norma Piedad is 25 years old. She is divorced and lives with her two children aged 3 and 6 in Ventanas canton, in Los Ríos province.

The 'Ciudadela Los Ángeles' community bank is located in Los Ángeles, in Ventanas canton. The members of this bank grow crops such as corn and rice.

Norma is a farmer who grows corn and rice, a tradition passed down from her father. She buys her products in Comercial Procan and makes sells her products in the wholesale market in Ventanas.

Norma is requesting this loan to grown corn and rice. She will buy supplies, fertilizers and seeds. The support of this loan will help her to financially cover her needs. She does not face very important challenges in her business. Her dream is to increase her production.

Norma enjoys getting together and cooking with her family.
View original language description ↓
Norma Piedad tiene 25 años, Es divorsiada vive con dos hijos de 3 y 6 años, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. CIUDADELA LOS ANGELES, se encuentra ubicada en el recinto los Ángeles, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores como siembre de maíz y arroz.

Norma se dedica a la agricultura a la siembra de maíz y arroz tradicion de su padre. Compra sus productos en Comercial Procan y los vende en el mercado mayorista de Ventanas.

Solicita el crédito para sembrar maíz y arroz, compra de insumos, fertilizantes y semillas Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. No enfrenta desafios muy importantes. Su sueño es incrementar la produccion.

Le gusta reunirse con la familia a cocinar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Norma Piedad to buy supplies, fertilizers and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 30, 2011
Jul 14, 2011
Currency Exchange Loss:
Jan 17, 2012