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Marilu is a responsible, hard-working person who, because of these traits, was invited by her friends to participate in the communal bank "Las Natividades" which belongs to the Arariwa Association.

She was born in the city of Quillabamba in the province of La Convención in the department of Cusco (Perú). She is 19 years old and currently lives in the city of Huarocondo where she carries out her commercial activities. She has worked in the municipality of Huarocondo as an assistant in the area of administration of economic development. Currently she is studying for a degree at the ESITUP Superior Institute of Administration, and is almost finished.

Together with her mother, Marilu runs a business selling beer and has a 24-hour dispensing depot. She has been in business for four months, and it is going well thanks to all her hard work. She is requesting a loan to buy beer because of the upcoming festivities of Our Lady of Mount Carmel.
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La socia es una persona responsable y trabajadora que por esas cualidades sus compañeras le invitaron a participar del banco comunal “Las Natividades” de la Asociación Arariwa.

La socia nació en la ciudad de Quillabamba de la provincia de la Convención del departamento del Cusco (Perú) y tiene 19 años de edad. Actualmente, la socia vive en la ciudad de Huarocondo y donde desarrolla sus actividades comerciales. Ella trabajó en la municipalidad de Huarocondo en el área de administración de desarrollo de económico como asistente. La socia ahora está estudiando la carrera profesional de Administración en el Instituto Superior ESITUP y ya está terminado.

La socia y su mamá tienen un negocio familiar de venta de cerveza pues tienen un depósito donde se puede comprar la bebida las 24 horas del día. Ya son 4 meses que se dedican a este negocio y les va muy bien gracias al empeño que pone en su negocio. En esta oportunidad la socia requiere el préstamo para comprar cerveza pues se está acercando las fiestas de la Virgen del Carmen.

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Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Marilu to buy beer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 5, 2011
Jul 14, 2011
Currency Exchange Loss:
Feb 15, 2012