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Jessica Patricia
Jessica, 25, lives in an urban zone in Las Orquídeas (so called because in the beginning there were many orchids there) in Guayaquil. She is a young entrepreneur who sells clothes.

She started some time ago thanks to her mother who also sold clothes but one day told her to go into this activity because it’s to her advantage to do so because it will generate more income for her university studies. She works every day with her sister selling her clothing merchandise.

With help from the loan she wants to buy more merchandise like assorted clothes for her respective sales. In the future, she’d like to stay in business to help her siblings economically.
View original language description ↓
Jessica de 25 años, vive en una zona urbana en las Orquídeas (llamado así porque en su originalidad había muchas flores orquídeas) de Guayaquil. Es una joven emprendedora que se dedica a la venta de ropa.

Empezó hace un tiempo por medio de su mama que también se dedica a la venta de ropa pero un día le dijo que realizara esta actividad porque le conviene y generas mas ingresos para sus estudios universitarios. Labora todos lo días junto con su hermana promocionado sus mercadería de ropa. Con la ayuda del préstamo quiere comprar mas mercadería como ropas variadas para sus respectivas ventas. En un futuro quiere seguir en el negocio y la vez ayudar económicamente a sus hermanos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jessica Patricia to buy assorted clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 8, 2011
Jul 13, 2011
Currency Exchange Loss:
Jan 15, 2012