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Ramish is a very serious man. He is the father of two children and has the responsibility of supporting his family and providing them with everything that they need.

He can manage tough jobs like raising sheep. He started the business in 2008. He usually purchases lambs for a low price, raises them and sells them in the local central bazaar for a profit. His monthly income is 250 USD.

His greatest goal nowadays is to improve his economic situation and provide a better way of life for his family. It is for this reason that Ramish applied for an 800 AZN loan to purchase more sheep for breeding.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $14,856,925
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ramish to purchase eight sheep and fodder.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 28, 2011
Jul 11, 2011
Currency Exchange Loss:
Jul 15, 2012