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Sarum, 38 years old, is a grocery seller. Her husband is a worker and their income is $6 per day. She has three children: one is studying and the other two are working in a factory. Every month, she has to spend $100 on food, $10 on school fees and $13 on other expenses. She would like to request a loan of $800 to buy groceries to sell from home. Previously, she sold fruit in Phnom Penh City, but she wants to have a career at home to take care of her children. Therefore, she decided to take a loan to start this career and she expects to earn more income.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sarum to buy groceries to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 16, 2011
Jul 10, 2011
Currency Exchange Loss:
Jan 15, 2013