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Betsy Margarita
Betsy is 37 years old and lives in an urban area of Guayaquil called "las Orquídeas" ["The Orchids"] (so named because there were originally many orchid flowers there). Her husband works in an automobile workshop and they have children who are 24, 23, and 18 years old. Betsy works in her own grocery store.

She has had this business since she got married, and with it, has been able to take care of her family. She works from 6:00 a.m. until 11:00 p.m. every day. With the help of this loan, she will buy more foodstuffs like rice, soft drinks, and oil. She will purchase wholesale to sell in her store and improve her earnings. In the future, she would like to buy a car.
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Betsy de 37 años, vive en una zona urbana en las Orquídeas (llamado así porque en su originalidad había muchas flores orquídeas) de Guayaquil. Su esposo trabaja en un taller automotriz y tienen hijos de 23, 24 y 18 años.. ella se dedica en su tienda de víveres.

El negocio lo tiene desde que se caso y con eso ha mantenido a su familia, labora de 6H00 am a 111H00 pm todos los días. Con la ayuda del préstamo quiere compras mas víveres como arroz cola aceites a por mayor para vender en su tienda y mejorar sus ingresos. En un futuro se quiere comprar un carro.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Betsy Margarita to buy groceries for her store, such as candies, drinks, and canned goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 9, 2011
Jul 12, 2011
Currency Exchange Loss:
Jun 15, 2012