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Samer is a 29-year-old married man, and the father of one child. He has been renting a cafe since 2007, where he serves hot drinks and coffee. He also has Hookas available for customers to use for smoking tobacco.

Samer's customers like dealing with him. They meet up every night at his cafe to chat with each other and to enjoy their night. Samer also serves most of his customers through his fast and free delivery service. He takes their order and sends the drinks to their work and also sends Hookas to customers' homes or other requested places. He is fast in replying to customers' needs, and that's why they rely on him.

Renting a Hooka is normal these days, and it's expanding a lot. That's why Samer is requesting a loan from Al Majmoua in order to increase the number of Hookas he owns.

Samer has been an Al Majmoua-Kiva borrower for five consecutive loan cycles, and he has good standing in his payback history. He hopes to expand his business more and more in the future.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 50
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Samer to increase the number of Hookas he owns.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 13, 2011
Jul 10, 2011
Currency Exchange Loss:
Oct 15, 2012