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En Camino Al Exito Group
In this Group: Magdalena, Julita, Enriqueta, Guadalupe, Sonia, Alejandra, Leticia, Elena, Petra
This group is called "En Camino al Éxito" (On the Path to Success) because its members work hard every day to achieve success in their businesses. The group is located in the State of Hidalgo and has nine members.

Guadalupe is the group's treasurer. She is 30 years old, studied up to high school level, and has an 11 year-old daughter. She started her business selling cosmetics seven years ago. As the number of customers she serves is increasing, she needs a loan to invest in merchandise, so that she can meet her customer demand. She would like this loan to buy cosmetics. Her customers are loyal to her business because the payments are flexible and her products are very good quality. She would like to use the profits from her business to save up for her daughter's education as she would some day like to see her with a career. She would also like to help cover her family expenses.
View original language description ↓
El grupo se llama "En camino al exito" porque que las integrantes trabajan arduamente dia con dia para llevar al exito sus negocios. El grupo está ubicado en el Estado de Hidalgo, está conformado por 9 integrantes. La señora Guadalupe es la tesorera del grupo. Tiene 30 años de edad, estudió hasta la secundaria y tiene una hija de 11 años. La señora se dedica a la venta de cosmeticos por catalogo desde hace 7 años, dado que el numero de clientas que atiende va en aumento necesita el préstamo para invertir en mercancia y asi poder atender la demanda de sus clietas. Quiere el prestamo para comprar cosmeticos ya que sus clientas la prefieren por que los pagos son flexibles y de muy buena calidad. Con las ganancias quiere ahorrar para la educacion de su hija ya que algun dia quiere verla con una carrera, tambien apoyar en los gastos de su familia.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 38
    View loans »
    Mexico Loans Fundraising
  • $22,549,025
    Funds lent in using Kiva
  • 11.6
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of En Camino Al Exito Group's $2,675 loan helped a member to buy cosmetics for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 21, 2011
Jul 12, 2011
Currency Exchange Loss:
Nov 30, 2011