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Dora Clemencia
Dora Clemencia is 43 years old, single and living with her children in Ventanas Canton, Los Ríos Province. She has five children: Jaime, 20, Guillo, 19, Carla, 17, Lorena, 15, and Darlin, 9.

The members of the “Valle Alto” (High Valley) communal bank are located in Voluntad de Dios, Ventanas Canton. This communal bank is dedicated to short cycle corn and rice farming.

Dora is a corn, rice and broad bean farmer. She buys her supplies in Comercial Peña and sells at the Ventanas wholesale market.

She is requesting the loan for her corn and rice crops; she will buy supplies and fertilizer for them. Support from the loan will help her economically to improve production and meet her needs. Her dream is to continue with her economic activity to help her children with their education.

She enjoys spending more time with her children.
View original language description ↓
Dora Clemencia tiene 43 años, es soltera vive con sus hijos, en el Cantón Ventanas Provincia de los Ríos. Tiene 5 hijos Jaime de 20 años, Guillo de 19 años, Carla de 17 años, Lorena de 15 años y Darlin de 9 años.

Los miembros de la V.R.C. VALLE ALTO, se encuentra ubicada en el recinto Voluntad de Dios en el Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra maíz y arroz.

Dora se dedica a la agricultura a la siembra de maíz, arroz, frejol, Compra sus productos en el Comercial Peña y vende sus productos en el mercado mayorista de ventanas.

Solicita el crédito para sembrar maíz y arroz, compra de insumos y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para mejorar su producción y suplir sus necesidades. Su sueño es seguir adelante con su actividad economía para ayudar a sus hijos en su educación.

Le gusta pasar más tiempo con mis hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 61
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Dora Clemencia to buy farming supplies and fertilizer for the crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 23, 2011
Jul 12, 2011
Currency Exchange Loss:
Jan 15, 2012