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Hardy is 33 years old and married with two children, ages 5 and 7. He runs a general store in Lumley, a neighborhood in Freetown. He has one employee. Hardy has been in this business for 10 years and sells provisions, rice, soap and soft drinks in his store. He also earns income from a cinema business. He says that the main challenge to his business is price inflation in provision items.

Hardy requested this loan through BRAC Sierra Leone to purchase more provision items like milk, soft drinks and soap. Hardy says that the extra income from this loan will help him increase his savings from the profit he will make. In the future, he plans to expand his business.

Additional Information

About BRAC Sierra Leone

This loan is administered by BRAC Sierra Leone. BRAC, the world’s largest NGO, takes a multi-dimensional approach to attacking poverty through offering a comprehensive range of programs in the realms of microfinance, capacity building, livelihood development, health, education, and social justice.

BRAC Sierra Leone plays a large role in providing economic empowerment to communities that lack access to the financial mainstream. BRAC Sierra Leone offers small enterprise loans to men and women who desire to expand their small businesses, generate employment opportunities, and provide new services. More information can be found on BRAC Sierra Leone’s Kiva Field Partner Page.

About Sierra Leone

  • $2,100
    Average annual income
  • 41
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,357.5
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Hardy to purchase more soft drinks, soap and tinned milk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2011
Jul 9, 2011
Currency Exchange Loss:
Mar 16, 2012