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Armine is engaged in agriculture together with her husband. Because of the high rate of unemployment in the city, she and her husband failed to find stable work. Her husband takes up seasonal work, caring for the neighbors’ cattle. It is very hard for them to cover the family’s daily costs, especially during non-seasonal periods.

Armine would like to keep her own livestock. With the loan’s help she will purchase calves, which will bring more stability to the family’s income and insure a brighter future for her family. She lives together with her husband and two children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 163
    View loans »
    Armenia Loans Fundraising
  • $17,083,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Armine to pay for calves.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 23, 2011
Aug 1, 2011
Currency Exchange Loss:
May 16, 2012