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Lena is a school teacher. She has a large family and their low salaries cannot sustain the family. Together with her family members she takes care of the cattle and an orchard of walnut, apple and pear trees. Lena has applied for this loan to buy forage for the cattle. Having the cattle fed properly through the winter will assist Lena’s family’s sustainability. Lena lives together with her husband, two sons and a daughter-in-law.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 168
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Lena to buy forage for the cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 16, 2011
Aug 1, 2011
Currency Exchange Loss:
Jul 17, 2013