Alla Kan Soutra. Group
They are partnering with micro-finance organization Soro Yiriwaso to manage their agricultural activities during the rainy season. They are on their third loan with the organization. Previous loans well successfully repaid.
Aminata, who is standing in the middle in the picture, cultivates groundnuts. With her loan, she plans on paying for fertilizer and seeds to maintain five acres. After the harvest, the crop is sold in the village and at markets in Dallen and Loulouni, to a clientele comprising men and women.
She expects an average profit of about 165,000 CFA at the end of the agricultural cycle. This profit will help her pay back her loan and support her husband with daily expenses.
She wishes to continue this partnership with Soro Yiriwaso to operate an even larger cultivation space, the better to increase her revenues.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur troisième prêt avec l’institution, les prêts passés ont été bien remboursés.
La spéculation cultivée est : l’arachide avec AMINATA au milieu de la position debout.
Avec son prêt, elle compte payer les frais de labour, acheter des intrants et la semence pour entretenir : 2 hectares.
La production est vendue au niveau du village, au marché du village de DALLEN et au marché de LOULOUNI après la récolte à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 165.500FCFA en fin de campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Elle souhaite entretenir cette collaboration avec Soro Yiriwaso afin d’ exploiter un espace cultural encore plus grand pour mieux en tirer plus de gains.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid