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Mrs. Ny, age 38, has been living in the province of Siem Reap. To make a living, she and her husband both work as firewood sellers in and around their community. They always buy firewood in bulk from their wholesale suppliers at a low price and then they sell the firewood to gain a net income. From this, the couple can earn about $6 per day to support their family expenses. Besides their current job, they have been planting rice crops as an annual activity. Mrs. Ny is requesting a Kiva loan to buy two cows to assist her on the farm, as her old cow doesn’t support her during the plowing process. Mrs. Ny is blessed with four single children. A few of the children help her sell firewood.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 167
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ny to buy two cows to use on her farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2011
Aug 1, 2011
Currency Exchange Loss:
Oct 15, 2011